AI Destroys Photo-Based KYC?

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In Just 5 Minutes, ChatGPT-4o Crushed the Old Guard of Identity Verification

A seismic shift just shook the foundations of digital security. In a bold demonstration, Polish researcher Borys Musielak (@michuk) generated a near-perfect replica of his passport using OpenAI’s ChatGPT-4o — in under five minutes. The implications? Nothing short of identity verification collapse.

“The implications are obvious — any verification flow relying on images as ‘proof’ is now officially obsolete.” – @michuk

💥 Photo-Based KYC? Game Over.

Musielak’s AI-generated passport reportedly bypassed automated Know Your Customer (KYC) systems on major fintech platforms like Revolut and Binance, which depend heavily on photo uploads and selfie validation.

This wasn’t a Photoshop job. This was generative AI precision, capable of mimicking the intricate patterns and photo likenesses of a real document — without the usual AI tells.

🔓 Why This Is Bigger Than Just One Passport

Musielak’s proof-of-concept signals a coming tidal wave of fraud:

  • Mass identity theft
  • Fraudulent credit applications
  • Scalable fake account creation

Photo-based and video KYC? Done 🙂
Static or dynamic, GenAI can now forge both.

⚠️ Within Hours, OpenAI Clamped Down

Following the viral post, ChatGPT-4o began rejecting similar prompts, citing its safety guardrails. But the damage is already done — the blueprint is out. The barrier to generating fake IDs has officially dropped to zero friction.

🧠 The Only Way Forward? Verified eID.

Musielak points to EU-mandated eID wallets and startups like @authologic, which rely on NFC chip validation and hardware-level authentication, as the only viable path forward.

“If you’re running KYC in banking, insurance, travel, crypto — it’s time to upgrade. Your users deserve better. So does your compliance team.” – @michuk